요약
This Act modernises and simplifies the procedure by which a third party (e.g., an accident victim) can claim directly against the liability insurer of a defendant who is insolvent or has been dissolved. It replaces the 1930 Act of the same name, removing the requirement for the third party to first establish the insured's liability in separate proceedings before suing the insurer.
핵심 포인트
- Transfers the insured's rights against the insurer directly to the third party on insolvency (s.1)
- Third party can bring proceedings directly against the insurer without first establishing the insured's liability (s.2)
- Third party entitled to information about insurance from insurer and insured (ss.11–12)
- Applies to all types of liability insurance