Third Parties (Rights against Insurers) Act 2010
Last amended by The Payment and Electronic Money Institution Insolvency (Amendment) Regulations 2023 in 2023. 1 recorded amendment effect (legislation.gov.uk changes data).
Independent editorial summary — not the official statute text. Read the official version on legislation.gov.uk.
Summary
This Act modernises and simplifies the procedure by which a third party (e.g., an accident victim) can claim directly against the liability insurer of a defendant who is insolvent or has been dissolved. It replaces the 1930 Act of the same name, removing the requirement for the third party to first establish the insured's liability in separate proceedings before suing the insurer.
Key Points
- Transfers the insured's rights against the insurer directly to the third party on insolvency (s.1)
- Third party can bring proceedings directly against the insurer without first establishing the insured's liability (s.2)
- Third party entitled to information about insurance from insurer and insured (ss.11–12)
- Applies to all types of liability insurance
Parts & Sections
Amendments History
2010 — The Third Parties (Rights against Insurers) Act 2010 (Commencement) Order 2016
38 commencement (coming-into-force) effects (legislation.gov.uk changes data).
2016 — The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016
25 recorded amendment effects (legislation.gov.uk changes data).
2016 — The Third Parties (Rights against Insurers) Regulations 2016
19 recorded amendment effects (legislation.gov.uk changes data).
2015 — Insurance Act 2015
12 recorded amendment effects (legislation.gov.uk changes data).
2023 — The Payment and Electronic Money Institution Insolvency (Amendment) Regulations 2023
1 recorded amendment effect (legislation.gov.uk changes data).