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Disclaimer: This is not legal advice. Legislation and case law change. Always consult a qualified solicitor for your specific situation.

UK Law Reference
All sections of Limitation Act 1980
1980 c. 58, s.5A

Section 5A — Additional time limit for actions for damages for late payment of insurance claims

This version in force from 2017-05-04

Snapshot: 2026-08-24

Reproduced from legislation.gov.uk (Crown Copyright, Open Government Licence v3.0). Amendments made after 2026-08-24 may not be reflected — always check the official text .

(1) [F1 An action in respect of breach of the term implied into a contract of insurance by section 13A of the Insurance Act 2015 (late payment of claims) may not be brought after the expiration of one year from the date on which the insurer has paid all the sums referred to in subsection (1) of that section.]

(2) [F1 Any payment which extinguishes an insurer's liability to pay a sum referred to in section 13A of the Insurance Act 2015 is to be treated for the purposes of this section as payment of that sum.]

Amendment notes

  1. F1 S. 5A inserted (4.5.2017) by Enterprise Act 2016 (c. 12), ss. 30, 44(3) (with s. 44(3))