For Creditors

Debt recovery routes, statutory demands, winding-up petitions, charging orders, and enforcement.

Reviewed 2026-05-22

Common Problems

Debtor not paying — letter before claim

Issue a small claim

Statutory demand against a company

Enforce a CCJ

Late payment interest

Key Legal Topics

Debt Enforcement Law

The legal framework for enforcing civil court judgments and managing unmanageable debt, including bailiff powers, charging orders, attachment of earnings, and insolvency options.

Insolvency & Restructuring Law

Corporate and personal insolvency, administration, liquidation, CVAs, bankruptcy, and IVAs.

Useful Guides

Making a Small Claims Court Claim

How to bring a civil claim for up to £10,000 in the County Court small claims track.

Civil Procedure

Letter Templates

Letter Before Claim — Debt Recovery

Pre-action protocol letter from creditor to debtor before issuing a money claim in the County Court.

Legal Tools & Calculators

Statutory interest calculator

Interest accrued on a debt or judgment over a period.

Debt Limitation Checker

Check whether a debt is likely to be statute-barred under the Limitation Act 1980, based on the type of debt and the date of last payment or acknowledgement.

Pre-action protocol checklist

14-step checklist before issuing court proceedings.

When to Get Legal Advice

Commercial debt recovery is best handled with a pre-action protocol letter followed by enforcement. For corporate debtors, a statutory demand can be a powerful tool. Instruct a debt recovery solicitor for high-value or contested debts.