The Universal Credit, Housing Benefit and State Pension Credit (Carer’s Allowance Reassessment Capital Disregard) (Amendment) Regulations 2026

Explanatory note

Reproduced verbatim from the instrument as published on legislation.gov.uk (Crown Copyright, Open Government Licence v3.0). The note is prepared by the responsible government department and is not part of the instrument itself.

These Regulations amend the State Pension Credit Regulations 2002 ( S.I. 2002/1792 ), the Housing Benefit Regulations 2006 ( S.I. 2006/213 ), the Housing Benefit (Persons who have attained the qualifying age for state pension credit) Regulations 2006 ( S.I. 2006/214 ) and the Universal Credit Regulations 2013 ( S.I. 2013/376 ).

These Regulations make provision for the treatment within the above benefits of lump sum payments of carer’s allowance, made by the Secretary of State, as a result of the reassessment exercise conducted in response to the report of the Independent Review of Carer’s Allowance Overpayments dated 21st July 2025, available at https://www.gov.uk/government/publications/review-of-carers-allowance-overpayments/independent-review-of-carers-allowance-overpayments . A printed copy of the report can be obtained from the Department for Work and Pensions at Caxton House, Tothill Street, London, SW1H 9NA.

Each of these Regulations inserts a new provision into the respective schedule, of the regulations being amended, that lists the sums of money to be disregarded from the calculation of a person’s capital. The effect of each provision will be that lump sum payments arising from the reassessment exercise are not treated as part of a person’s capital.

A full impact assessment has not been produced for this instrument as no, or no significant, impact on the private, voluntary or public sector is foreseen.