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Consumer Law
Updated 2026-05-22
Financial Ombudsman complaint deadline
6 months from the firm's final response โ plus the 6-year / 3-year tests.
Calculator โ accuracy depends on current rates
This calculator uses the rules and figures published on the dates shown. Rates, thresholds, and fees change โ always verify the current figure on the official government website before paying or filing. The output is not legal advice.
Rates current as of: .
Privacy: runs entirely in your browser. Nothing you enter is sent to us or saved.
When to use this tool
You have a complaint about a financial firm (bank, insurer, investment) and want to refer it to FOS โ check the deadline.