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eligibility
Consumer Law
Updated 2026-05-22
Section 75 Consumer Credit Act eligibility
Was your purchase covered by s.75 of the CCA 1974 โ and is your card issuer jointly liable?
Eligibility / route checker โ indicative result
This tool gives an indicative direction based on the information you provide. It is not a determination of your legal position. Many factors (evidence, jurisdiction, deadlines) can change the outcome. Always confirm with a regulated adviser before relying on this result.
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When to use this tool
You bought goods or services that went wrong, paid by credit card or BNPL, and want to know if your card issuer is jointly liable under s.75.
Section 75 eligibility check
Single item price, not the total of multiple items.